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Welcome to the new MoneySpot website. Same team, same login.

Unsecured personal loans

An unsecured personal loan from $200 to $5,000, for whatever you need it for. Apply online in about four minutes.

No security, no paperwork

You don't put up your car or anything else as security, and there's nothing to post or print. You apply online, connect your bank statements securely in the form, and we take it from there.

Use it for what you need

Car repairs, bills, dental work, a replacement appliance, moving costs or travel at short notice. You tell us the amount and what it's for, and there's no restriction on how you spend it.

Clear from the start

You'll see the term, the repayment amount, the dates and the total cost before you sign, so you can decide with the whole picture in front of you.

Applying is simple

The application takes about four minutes online. Approved loans are usually funded within the hour. Your credit history doesn't need to be perfect, repayments are matched to your pay cycle, and there's no penalty if you pay the loan out early.

What to have ready

  • Online access to the bank account your income is paid into
  • Mobile and email access to verify
  • Driver licence, passport or Medicare card

Ready to apply?

Apply now and get an answer in minutes.

Apply now