How It Works

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How it works in 3 easy steps

We know life doesn’t always go as planned, so we’re here to help by making our service as simple, fast and transparent as possible. Apply for an online cash loan in 3 easy steps.

  • 1

  • online-application

     

    Online application

    Apply using our application form. We’ll only ask you for essential information that will enable us to assess your application.

  • 2

  • quick-approval-process

     

    Quick approval process

    We’ll verify your information and outline the terms of your loan, which you can e-sign online. It takes just minutes to complete.

  • 3

  • cash-in-your-account

     

    Cash in your account

    Once you’ve e-signed your loan offer, we’ll carry out a few final checks. Once approved, Moneyspot will send your cash within 60 minutes.

Easy Process. No Paperwork. Get Funded In One Hour

Get the all clear

Before offering you an online cash loan, we are required by law to make reasonable enquiries regarding your ability to repay it. After seeking your permission to do so, our online system analyses your financial information and makes a decision in minutes.

Easy Process. No Paperwork. Get Funded In One Hour

Are You Eligible?

You must be an Australian citizen. You must be over 18. You must be employed and have a regular income stream.

Easy Process. No Paperwork. Get Funded In One Hour

Up To $5,000 In Your Account Within 60 Minutes

We will send your money from our bank account within 60 minutes. Our bank is the ANZ Bank so if you bank with ANZ, your money should be available immediately. Other major banks usually credit your money a few hours after we send it and regional banks usually the same day (if we have sent it before 4pm).

Easy Process. No Paperwork. Get Funded In One Hour